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Scholarships and grants are windfalls for college funding, because they do not require repayment. Performance and financial need are considered, and then eligible students are endowed with gifts that pay for tuition, books and housing. Do not leave free money on the table — apply for every grant and scholarship for which you qualify. Loans are the most common funding sources for college:

General Questions about Eligibility and Applying 1. I probably don't qualify for aid. Should I apply for aid anyway?

Many families mistakenly think they don't qualify for aid and prevent themselves from receiving financial aid by failing to apply for it. Apply for college addition, there are a few sources of aid such as unsubsidized Stafford and PLUS loans that are available regardless of need. There is no good excuse for not applying.

Do I need to be admitted before I can apply for financial aid at a particular university?

Willamette University

You can apply for financial aid any time after October 1. To actually receive funds, however, you must be admitted and enrolled at the university.

Why can't I submit my financial aid application before October 1? You cannot submit the form before this deadline because the need analysis process uses your financial information from the prior tax year when calculating eligibility for the upcoming award year.

Choosing a Degree

Do I have to reapply for financial aid every year? Most financial aid offices require that you apply for financial aid every year. If your financial circumstances change, you may get more or less aid.

Note that your eligibility for financial aid may change significantly, especially if you have a different number of family members in college. Renewal of your financial aid package also depends on your making satisfactory academic progress toward a degree, such as earning a minimum number of credits and achieving a minimum GPA.

How do I apply for a Pell Grant and other types of need-based aid? To indicate interest in student employment, student loans and parent loans, you should check the appropriate boxes. Checking these boxes does not commit you to accepting these types of aid.

You will have the opportunity to accept or decline each part of your aid package later.

University of Hawaii Maui College

Leaving these boxes unchecked will not increase the amount of grants you receive. Are my parents responsible for my educational loans? Parents will only be responsible for your educational loans if they co-sign your loan.

In general you and you alone are responsible for repaying your educational loans. You do not need to get your parents to cosign your federal student loans, even if you are under age 18, as the 'defense of infancy' does not apply to federal student loans.

The defense of infancy presumes that a minor is not able to enter into contracts, and considers any such contract to be void. There is an explicit exemption to this principle in the Higher Education Act with regard to federal student loans. However, lenders may require a cosigner on private student loans if your credit history is insufficient or if you are underage.

In fact, many private student loan programs are not available to students under age 18 because of the defense of infancy. If your parents or grandparents want to help pay off your loan, you can have your billing statements sent to their address.

Likewise, if your lender or loan servicer provides an electronic payment service, where the monthly payments are automatically deducted from a bank account, your parents can agree to have the payments deducted from their account.

But your parents are under no obligation to repay your loans. If they forget to pay the bill on time or decide to cancel the electronic payment agreement, you will be held responsible for the payments, not them.

Why is the family contribution listed on the SAR different from the family contribution expected by the university? The federal formula for computing the expected family contribution is different from those used by many universities.With instant access to more than colleges and universities around the world, the Common App is the most seamless way to manage the application process.

Become a Bearcat. Start your journey by contacting our admission offices in the College of Liberal Arts, College of Law and Atkinson Graduate School of Management. The Gates Millennium Scholars (GMS) Program, funded by a grant from the Bill & Melinda Gates Foundation, was established in to provide outstanding African American, American Indian/Alaska Native*, Asian Pacific Islander American**, and Hispanic American students with an opportunity to complete an undergraduate college education in any.

Graduate Applications

A comprehensive institution focused on student success, the University of Central Missouri enables you to experience Learning to a Greater Degree through engaged learning, future-focused academics, a worldly perspective, and a culture of service. Let us help you build a pathway to your professional career with support from experienced, caring faculty and staff, and students from across the globe.

El Camino College Application for Admission El Camino College is now accepting applications online for the following terms: Winter , Spring , Summer and Fall This online application process is for new and returning students.

Including those with an absence of two consecutive primary terms: fall or spring semesters; excluding. A comprehensive institution focused on student success, the University of Central Missouri enables you to experience Learning to a Greater Degree through engaged learning, future-focused academics, a worldly perspective, and a culture of service.

Let us help you build a pathway to your professional career with support from experienced, caring faculty and staff, and students from across the globe.